Page 36 - IB Dec 2020

SPBD
MEET THE MEMBER: “My name is Atasa and I’m from Nasilai, Rewa. We
ATASA VAKASOKO started with SPBD as it was established and I’ve been run-
ning my business for almost ten years now. In my first year,
I owned a canteen and sold fish. But I realised that fish was
getting expensive, so I tried with sasa (fibres from coconut
fronds). I bought loose sasa for $3 and sold it as taufale
(brooms) for $8. My husband really helps me a lot in selling
sasa. Since then, I’ve been selling sasa.
I see many changes in our living standard. Before, our
house was seated on the ground, the ground was the floor
with an iron roof and dried coconut leaves as walls. Today,
our house is elevated, has a proper floor, an extended
kitchen including our toilet and bathroom.
I took the loan too because my child was studying to be-
come a teacher at that time. My first loan was $900 and on
the week I took it, my daughter called to say she flopped
one of her units, so I took another loan; I’ve paid off both.
My daughter is now teaching in Bua Secondary School and
this is her second year. We have benefitted a lot from SPBD
as we are able to meet our expenses; everything church-re-
lated, village-related, education- related, relative-related.
SPBD is a good organisation. I’m always telling members of
our centre how sad I get, as this opportunity only presented
itself when I’m this old. If only I could turn back time - but
whatever God has set for us, that’s it.”
THE SPBD ANNIVERSARY LOGO
The masi design of SPBD Fiji’s 10th anniversary logo encom-
passes key achievements of the past decade.
• The ten islands where women entrepreneurs hail from
• The six branches that serve more than 400 villages
across the country
• Diamond designs dramatising the five key commitments
of SPBD members and staff, which guide the company to
realise its vision:
∆ I shall own and run a revenue-generating business
∆ I shall attend weekly Centre meetings
∆ I shall repay my loan on time
∆ I shall honour my Group and Centre guarantees
∆ I shall invest in my family through savings, childhood
education and housing improvement.
SPBD PRODUCTS AND SERVICES
• Small unsecured loans of approximately US$400 for • Training (financial and business) and on-going guidance
micro-businesses, housing improvement and children’s and motivation
education • Loan security coverage which covers clients’
• SME (Small and Medium Enterprise) loans between outstanding loans with SPBD in case of death
US$3,000 – US$12,500 • Death benefits to clients and their spouses designed
• Overseas Worker Loans for seasonal workers who travel to decrease the financial burden on the family of the
to New Zealand and Australia to earn income deceased
• Simple and small-balance savings services to build-up • Mobile money services in Fiji in partnership with
funds for future needs Vodafone.
36 Islands Business, December 2020
TRADE MARK CAUTIONARY NOTICE IN MICRONESIA
WESTERN UNION HOLDINGS, INC., a corporation organized under the laws of the State of Georgia, of 7001 East Belleview Avenue,
Denver, Colorado 80237, United States of America, does hereby provide notice that it claims proprietorship of the trade mark
in relation to:
Computer software; computer operating programs, recorded; computer programs, downloadable; computer programs, record-
ed; computer software applications, downloadable; computer software platforms, recorded or downloadable; computer software,
recorded; downloadable cryptographic keys for receiving and spending cryptocurrency; downloadable e-wallets; electronic and
magnetic ID cards for use in connection with payment for services; magnetic encoded cards for debit credit and stored value trans-
actions; computer software, namely, electronic financial platform that accommodates multiple types of payment and debit transac-
tions in an integrated mobile phone, PDA, and web based environment; computer software to enable searching of data; database
management software; computer software for the provision of banking services; credit screening software; computer software for
encryption; application software; computer application software for mobile phones; computer programs and computer software
for electronic trading of securities; computer e-commerce software to allow users to perform electronic business transactions
via a global computer network; computer firmware; consumer coupons in electronic form; electronic publications, downloadable;
computers; smartphones; smartwatches.
Insurance; insurance services; financial affairs; financial services; monetary affairs; banking services; real estate affairs; money
transfer services; bill payment services; money order services; cheque cashing services; debt collection services; electronic funds
transfer services ; transmission of money by electronic means from customers; transfer of payments for consumers; credit card
services; processing electronic payments made through prepaid cards; issuing gift certificates which may then be redeemed for
goods or services; automated teller machine services; debit card services; issuing stored value cards; direct deposit of funds into
customer bank accounts; automated financial clearing house deposit services and on-line auction payment and settlement services;
currency exchange services; real estate agency services; real estate management; investment management services; arranging
of loans; mortgage banking; mutual funds; stocks and bonds brokerage; trusteeship; home banking; leasing of real estate; bail-
bonding; brokerage; capital investment; cheque verification; financial clearing houses; credit bureau services; crowdfunding; debt
advisory services; debt collection agency services; deposits of valuables; e-wallet payment services; electronic transfer of virtual
currencies; exchanging money; financial analysis; financial appraisals; financial consultancy; financial customs brokerage services;
financial evaluations; financial exchange of virtual currency; financial management; financial management of reimbursement pay-
ments for others; financial research; financial sponsorship; financial valuation of intellectual property assets; providing financial
information; providing financial information via a web site; financing services; fiscal valuation; hire-purchase financing; lease-
purchase financing; instalment loans; insurance brokerage; insurance consultancy; insurance underwriting; providing insurance
information; investment of funds; lending against security; loans [financing]; organization of monetary collections; online banking;
processing of credit card payments; processing of debit card payments; provident fund services; real estate affairs; real estate ap-
praisal; real estate brokerage; providing rebates at participating establishments of others through use of a membership card; rent
collection; retirement payment services; safe deposit services; savings bank services; securities brokerage; stock brokerage ser-
vices; stock exchange quotations; stocks and bonds brokerage; surety services; issuance of tokens of value; issuance of travelers’
checks; trusteeship; fiduciary; compliance services.
Quality control and authentication services; design and development of computer hardware and software; computer programming;
computer rental; computer security consultancy; computer software consultancy; computer software design; computer system
analysis; computer system design; computer technology consultancy; rental of computer software; conversion of computer pro-
grams and data, other than physical conversion; conversion of data or documents from physical to electronic media; data encryp-
tion services; data security consultancy; development of computer platforms; duplication of computer programs; electronic data
storage; electronic monitoring of credit card activity to detect fraud via the internet; electronic monitoring of personally identifying
information to detect identity theft via the internet; information technology [IT] consultancy; providing information relating to com-
puter technology and programming via a web site; installation of computer software; internet security consultancy; maintenance of
computer software; monitoring of computer systems by remote access; monitoring of computer systems for detecting unauthorized
access or data breach; monitoring of computer systems to detect breakdowns; platform as a service [PaaS]; software as a service
[SaaS]; updating of computer software; user authentication services using single sign-on technology for online software applica-
tions; user authentication services using technology for e-commerce transactions; hosted software solution for use in compliance.
WESTERN UNION HOLDINGS, INC. cautions that any use of the trade mark or any confusingly similar trade mark in relation to any
of these goods and services or similar goods and services, would be seen as infringement of their rights and that they will take such
action deemed necessary to protect those rights.
WESTERN UNION HOLDINGS, INC. can be contacted care of their address for service:
AJ Park, Level 22, Aon Centre, 1 Willis Street, Wellington 6011, New Zealand